Is your Business Property protected?
Own or manage a commercial building? Whether it’s a strip mall, office building, apartment complex, mixed-use property, or industrial space, your building is one of your biggest assets — and one of your biggest exposures.
Commercial Building Insurance (sometimes called Commercial Property or Landlord Insurance) is built specifically for property owners and investors, not the businesses operating inside the building. It covers the structure itself, along with the unique liability and income risks that come with owning real estate you lease out to others.
Kings Peak Insurance Group works with landlords and commercial real estate investors across Utah to make sure their buildings — and their investment — are properly protected.
What Does Commercial Building Insurance Cover?
As a building owner, your risks look different than a tenant’s. Here’s what a well-built policy should address:
- Physical damage to the building from fire, wind, hail, water damage, and vandalism
- Loss of rental income if the building becomes uninhabitable after a covered loss
- Liability claims from tenants, visitors, or vendors injured on the property
- Habitational risks specific to apartments, condos, and multi-family units
- Ordinance or law coverage, in case local building codes require costly upgrades during repairs
- Equipment breakdown for building systems like HVAC, elevators, and boilers
Who This Coverage Is For
This policy is designed for:
- Landlords and property owners leasing space to businesses or residents
- Commercial real estate investors with single properties or a growing portfolio
- Owners of apartment buildings, condos, and multi-family housing
- Owners of retail centers, office buildings, and mixed-use properties
- Investors who own the building but don’t operate the business inside it
If tenants occupy the space, note that their business contents and liability are typically covered under their own Business Owners Policy (BOP) — not your building policy. We can help make sure both sides are covered correctly so there’s no gap.
Why Building Owners Work With Kings Peak Insurance Group
Every building is different, and so is every owner’s risk tolerance, financing requirements, and portfolio strategy. We take the time to understand your property — its age, occupancy, location, and tenant mix — and match you with carriers who specialize in commercial real estate.
How to Get Started
Ready to get a quote on your building? Call our office or head over to our quotes page to get started. Either way, we’ll make the process simple.
Want to Compare Your Options?
Click the button below to head to our quotes page, where you can enter some basic information and have our team help with your insurance.
